Get Penny.
Free during the beta.
No account to create, no bank to link, no card to enter. Install it and add the next thing you buy.
Windows
Available now · version 1.2.0The full Penny on your PC, with statement import, Excel export and the Financial Health Report.
Get it from Microsoft- Needs
- Windows 10 or 11
- Updates
- Automatic, through the Store
- Price
- Free during the beta
Android
Coming soon to Google PlayBank alerts and receipts added for you, reminders, swipe gestures and your safe-to-spend number on the home screen.
Google Play Coming soon- Needs
- Android 7 or later
- Hear first
- Get the newsletter
- Price
- Free during the beta
iPhone and Mac
Not yetThey may follow. Tell us you want them; it helps us decide what to build next.
Ask for it- Meanwhile
- Penny for Windows
From install to your first plan.
Penny opens with a short welcome that asks only what it needs.
- Pick your currency and language
Then add an account or two: the cash in your wallet, your checking account, a card.
- Bring in your spending
Import a statement from your bank, or on Android turn on bank alerts. Or simply type what you bought.
- Read your number
Overview shows what's safe to spend today. Add budgets and goals whenever you're ready.
Will Penny always be free?
Everything is free during the beta. A Pro plan will add extras later, with a free week to try it. Everyday budgeting stays free, and data you already have is never removed or locked away.
Can I use Penny on my PC and my phone?
Yes, Penny runs on both, and each device keeps its data encrypted on that device.
Why the Microsoft Store?
Store apps are checked and signed by Microsoft, install in one click, and update by themselves.
Something else?
See Help and FAQ, or write to [email protected].
Questions before you install?
Read how Penny keeps your money private, or find answers in Help and FAQ.